RFII — Resource of Fixed Interest Income

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lend money to IRB

A Secure and Purposeful Income Opportunity from International Resource Bank

Resource of Fixed Interest Income (RFII) is an innovative financial model by International Resource Bank (IRB) that allows individuals and small business owners to contribute capital towards IRB’s mission — and earn fixed interest income in return.

Under this model, IRB borrows funds from supporters, partners, and everyday investors to maintain its working capital, research programs, and operational costs — all aimed at expanding digital banking access in rural and underserved areas.

How RFII Works

  • Individuals and small business owners lend money to IRB under a formal agreement.
  • These funds are used to run research, infrastructure, and outreach operations that drive IRB’s financial inclusion mission.
  • In return, IRB pays a fixed interest income of 10.50% per annum to the lenders, creating a win-win structure of sustainable financing.

Why RFII is a Game-Changer

Earn While Making an Impact
Contributors not only earn a stable 10.50% return on their funds but also support a powerful mission of empowering rural and low-income communities through digital banking.

Transparent and Secure
All contributions are tracked through IRB’s digital systems, ensuring accountability and visibility on how the funds are used.

Support Financial Inclusion
Your investment helps IRB bring digital banking, financial literacy, and credit access to every village, especially focusing on women and micro-entrepreneurs.

Flexible and Scalable
The RFII model is designed to accommodate small to medium-sized contributions, making it accessible for a wide range of partners and supporters.

The Bigger Picture

With RFII, IRB is not just raising funds — it’s building a community of purpose-driven investors who believe in inclusive growth. Every rupee contributed becomes a building block for a stronger, more digitally connected rural economy — while offering guaranteed income to those who help make it possible.

Please read carefully Policy and Terms & Conditions of RD before signing contract.

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