A micro investment. A major impact.

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Earn steady income with guaranteed interest of 6.75% per year

Start your Recurring Debt Plan with just ₹100/month and be part of India’s financial inclusion story — while earning guaranteed returns.

RD : Recurring Debt

A Small Step, Big Impact Income Plan by IRB

Recurring Debt is a flexible, entry-level investment plan by International Resource Bank (IRB) that allows individuals to lend small amounts regularly and earn fixed annual returns — just like a recurring deposit, but with a purpose.

🔁 How It Works

  • Start with as little as ₹100 per month
  • Contribute consistently — like a recurring deposit
  • IRB uses your funds to support digital banking expansion in villages
  • Earn fixed interest income of 6.75% per annum
  • Funds are digitally tracked and safely managed

📈 Why Choose Recurring Debt?

Low Risk, Fixed Return
Earn steady income with guaranteed interest of 6.75% per year

Start Small, Grow Steady
Ideal for students, homemakers, small savers, and first-time investors

Make Your Money Meaningful
Support IRB’s mission to bring banking power to every village

Fully Digital & Transparent
Your monthly contributions are tracked securely via IRB’s platform

Please read carefully Policy and Terms & Conditions of RD before signing contract.

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